Unlock your business potential with fast access to working capital through Valued Merchant Services. VMS offers industry-leading business funding up to $250,000, next-day funding options, and integrated financial tools built for rapid growth. Including tailored funding solutions to accommodate many business types with transparent rates, upfront terms, and seamless integration. Apply today and get approved.
Please ensure baseline parameters match before starting:
1. Time in Business: Minimum of 1 year of active business required.
2. Monthly Revenue: $10,000+ minimum in 4 consistent months of cash deposits or processing.
3. Bank Account Status: Active Business Checking Account required. Personal accounts are not accepted.
4. Credit Scoring: No strict minimum FICO score requirements. Soft credit pull check only.
Fill out the 5-minute pre-qualification form and securely submit your required information right here.
The dedicated underwriting team reviews your overall business revenue performance within 24 hours.
Receive your verified working capital directly into your business checking account the next business day.
🔒 Bank-Grade Security – Your financial statement files are encrypted and processed with absolute data privacy.
🚫 Zero Upfront Fees – The evaluation process is entirely transparent, with zero obligation or hidden upfront application fees.
💼 Unsecured Funding – No requirments for physical asset collateral or rigid personal guarantee metrics.
1. What are the minimum requirements to qualify?
Answer: Your overall business performancperformance goes into evaluation rather than just a credit score. Your business should be operating for at least 3–6 months with consistent monthly revenue.
2. How fast can I receive the working capital?
Answer: Most merchants receive a formal approval decision within 24 hours of submitting their 4 bank statements. Funds are typically deposited directly into your business account the next business day.
3. Are there any restrictions on how I use the funds?
Answer: No. You can use your working capital for any business need, including purchasing inventory, upgrading equipment, covering payroll, managing marketing campaigns, or expanding your location.
